George Borst, a corporate leader with extensive experience in the automotive and financial services sectors, was elected to our Board of Directors in 2016. His expertise in strategic planning, financial management, and corporate governance significantly enhances our board's capabilities. Mr. Borst's career includes serving as President and Chief Executive Officer of the Americas Region of Toyota Financial Services (TFS) from 2002 to 2013. During his tenure, he demonstrated exceptional leadership skills, overseeing TFS's growth from a $20 billion asset company to one of the nation's largest and highest-rated captive finance companies. His responsibilities encompassed all operational and financial activities across North and South America, providing him with a comprehensive understanding of complex organizational structures and international business operations. Prior to his role at TFS, Mr. Borst held various key positions within Toyota, including marketing, product planning, and strategy. His experience as General Manager and Group Vice President of the Lexus Division further broadened his expertise in luxury brand management and customer-centric strategies. From 2013 to 2020, Mr. Borst served as an Executive Advisor to McKinsey & Company, where he helped shape strategic thinking in the automotive and financial sectors. He is a member of the Board of Trustees for PIMCO Funds, further demonstrating his commitment to sound financial stewardship and his ability to contribute to diverse business environments.